What You Need to Know About Biometrics

Biometrics measure users’ physical characteristics to verify their identity. Biometrics may be physiological traits, such as fingerprints and eyes, or behavioral characteristics, such as the unique way you’d complete a security-authentication puzzle. They can be more secure than simply using passwords, but they are not immune to privacy and security…

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IRS Transitioning from ID.me Due to Privacy and Accuracy Concerns—But it is Still Used by 27 States

As part of their efforts to stem the massive amounts of tax fraud we have seen over the last few years, the Internal Revenue Service (IRS) introduced a new requirement for managing your tax records online. However, they are now backing off from having taxpayers log in to their IRS…

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Why Don’t We Protect Ourselves?

We know there are many things we can do to protect ourselves from identity theft and other security threats. But surprisingly, we often do not do them. The Identity Theft Resource Center (ITRC) and DIG Works surveyed 1050 U.S. adults about data breaches and credit freezes. They found that although…

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Spam Stats

Although it is almost impossible to know exactly how many spam emails are sent every day, we know the number is significant and that spam is not going away. One reason that it is hard to know how many spam emails are sent is that many people do not understand…

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Are Apple AirTags Tracking You?

Are you always misplacing your keys or other items? Apple AirTags give you an easy way to locate your personal items. Just attach an AirTag to your purse, your pet or anything you want to be able to find, and you can easily locate it with an app for Apple…

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Identity Fraud Trends in 2022

The Identity Theft Resource Center has released their predictions of six expected trends in identity theft and identity fraud for 2022. There will be a shift from identity theft (the accumulation of personally identifiable information (PII)) to identity fraud (the misuse of that information). Identity fraud will cause consumers to…

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Is Social Media Affecting Our Mental Health?

There are positive benefits to be obtained from being connected to others via social media, but there is a downside as well. We will examine the negative effects that may be experienced by both adults and children from exposure to social media and the unrealistic expectations that can develop. Expert:…

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Fraud Reports from the FTC and the FBI

On June 15, 2021, the FBI’s Internet Crime Complaint Center (IC3) released its 2020 Elder Fraud Report. According to the report, IC3 received a total of 791,790 complaints in 2020, with reported losses exceeding $4.1 billion. About 28% of the total fraud losses were sustained by victims over the age…

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Scamming the Scammers

Even if you spot the scam and don’t fall for it, being on the receiving end of a scam attempt can be infuriating. It can make you mad enough to want revenge against the scammer. That is usually a very bad idea. There are people, though, who love to mess…

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FCC Proposes Rules Targeting SIM Swapping and Port-Out Fraud

The Federal Communications Commission (FCC) is currently seeking feedback on proposed regulations to prevent SIM swapping and port-out fraud. These scams allow criminals to take over a victim’s mobile phone number and even hijack their online identity.  According to the FCC, SIM (subscriber identity module) swapping takes place when a…

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When is the Last Time You Wiped Your Phone?

Clearing old data and unused apps from your phone can not only help your device run faster, it can help you focus on what is really important and get rid of the apps that are, as a writer for Popular Mechanics said, “the software equivalent of the jeans I refuse…

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Is Big Tech the New Big Tobacco?

One thing that seems to be uniting Republicans and Democrats is their concern for the effects of social media on children. Both Senator Ed Markey (D-MA) and Representative Bill Johnson (R-OH) have compared big tech services to big tobacco. “Instagram is that first childhood cigarette meant to get teens hooked…

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Peer-to-Peer Payment Scams and How to Avoid Them

Today, people are carrying less cash than ever before. So what can you do when you want to split the cost of dinner, pay back the $50 you borrowed from a friend or make good on the $20 bet you lost to your brother-in-law? That’s where peer-to-peer (P2P) payment services…

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Facial Recognition, Coming Soon to a Store Near You

Smile, you’re on facial recognition camera! A number of retail businesses are now using facial recognition technology, and others are considering it.  In July 2021, digital rights non-profit Fight for the Future launched an initiative to document which retailers are using facial recognition, and which have committed to not employ…

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